Capstone · Week 5

Funding Strategy

Compare equity and debt. Show an amortization schedule and link interest expense into your Income Statement.

See the capstone Rubrics for scoring.

What to include
Tradeoffs and links
  • Cap table snapshot for equity option.
  • Loan terms and amortization table for debt option.
  • Link interest to I/S and ending balance to B/S.
  • Short note: pros and cons for your choice.
Excel Requirements
Cap table and loan schedule formulas
  • Equity: owners, shares, price per share, ownership %, and post‑money valuation.
  • Debt: use PMT/IPMT/PPMT to build a monthly amortization table.
  • Feed interest expense to the Income Statement; feed ending principal to the Balance Sheet.
  • Show a side‑by‑side summary (monthly payment vs. ownership % given up).
Quality Checks
Sound math and clean links
  • Amortization totals reconcile: sum of principal equals loan amount.
  • Interest line in I/S changes when rate or term changes.
  • Cap table ownership % sums to 100%.
  • No hard‑coded totals; all values reference inputs or formulas.
Submission
What to turn in
  • Excel file with cap table, amortization sheet, and linked statements.
  • Short write‑up comparing equity vs. debt (5–7 sentences).